V12 Retail Finance
WyndyMilla offer the following finance packages on frames, full bikes and paintwork through WM Paintworks. With our classic finance option you can spread the cost over a period of up to 48 months. Please refer to the representative examples below.
0% APR over 12 months
4.9% APR Representative over 24 months
9.9% APR Representative over 36 months
15.9% APR Representative over 48 months
Who can apply for finance?
You must:
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by Direct Debit
- Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment
*If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.
| Representative Example - 24 months at 4.9% APR | |
|---|---|
| Price | £6500 |
| Deposit | £650 |
| Loan amount | £5850 |
| Loan Term | 24 months |
| Monthly repayments | £256.10 |
| Representative APR% | 4.9% APR |
| Total amount repayable | £6796.40 |
| Rate of Interest (per annum) | 2.53% |
| Representative Example - 36 months at 9.9% APR | |
|---|---|
| Price | £6500 |
| Deposit | £650 |
| Loan amount | £5850 |
| Loan Term | 36 months |
| Monthly repayments | £187.33 |
| Representative APR% | 9.9% APR |
| Total amount repayable | £7393.88 |
| Rate of Interest (per annum) | 5.09% |
| Representative Example - 48 months at 15.9% APR | |
|---|---|
| Price | £6500 |
| Deposit | £650 |
| Loan amount | £5850 |
| Loan Term | 48 months |
| Monthly repayments | £162.35 |
| Representative APR% | 15.9% APR |
| Total amount repayable | £8442.80 |
| Rate of Interest (per annum) | 8.30% |
WyndyMilla Ltd is not the lender and only offers finance from V12 Retail Finance. V12 Retail Finance is a trading name of Secure Trust Bank PLC who acts as the lender.
Credit is subject to status. Terms and conditions apply.
N.B. If you choose to spread the cost and pay monthly, interest is charged from the start of the loan, not from the start of the repayment period.
